ASUA - All Season Underwriting agencies

RICS Members Standard Offer

Our mid range policy is offered at a price that competes very favourably with the typical high street supermarket or travel agents offering and we feel meets the needs of the majority of travellers.

Most Sections carry a £50 excess for each and every person per claim and Section H carries a £250 excess.

Section	Benefits of Cover	Maximum Sums Insured Per Person
A	Cancellation or Curtailment	Up to £3,000
B	Emergency Medical & Other Expenses Including Dental treatment Hospital Confinement Benefit	Up to £5,000,000 Up to £250 Up to £20 per 24 hours up to max £2,000
C	Personal Accident Item 1 - Death Item 2 - Loss of Limb(s) Item 3 - Permanent Total Disablement	Up to £20,000 Up to £20,000 Up to £20,000
D	Travel Delay Abandonment after 24 hours Missed Departure	Up to £20 first 12 hours then £10 each additional 12 hours up to max £250 Up to £3,000 Up to £1,000
E	Personal Possessions including Single Article/Pair/Set limit Total Valuables limit Delayed baggage (Excess of 12 hours)	Up to £1,500 Up to £200 Up to £200 Up to £100
F	Personal Money Cash limit carried on any one insured person £250	Up to £750
G	Passport, Tickets & Documents	Up to £250
H	Personal Liability including Rented Accommodation limit	Up to £2,000,000 Up to £100,000
I	Legal Expenses	Up to £15,000
J	Withdrawal of Services	Up to £25 after 24 hours then £100 each full 24 hours up to max £300
K	Hijack	Up to £25 each full 24 hours up to max £500
L	Mugging	Up to £25 for each 24 hours spent in hospital up to max £250
M	Catastrophe	Up to £500
N	Scheduled Airline Failure & Total Passenger Protection	Up to £1,000

WINTER SPORTS EXTENSION - SECTION O
Up to 17 days covered within the Policy Period for STANDARD Annual Multi-Trip Insurance Only applicable if additional premium has been paid for STANDARD Single Trip Insurance

Section	Benefits of Cover	Maximum Sums Insured Per Person
O1	Winter Sports Equipment including Single Article/Pair/Set limit	Up to £500 Up to £250
O2	Winter Sports Equipment Hire	Up to £50 per day up to max £250
O3	Ski Pack	Up to £500
O4	Piste Closure	Up to £25 per day up to max £400
O5	Avalanche Closure	Up to £25 per day up to max £400

GOLF EXTENSION - SECTION P
Included within the Gold Cover Only applicable if additional premium has been paid for Standard & Essential Cover

Section	Benefits of Cover	Maximum Sums Insured Per Person
P1	Golf Equipment including Single Article/Pair/Set limit	Up to £500 Up to £250
P2	Golf Equipment Hire including Daily Limit	Up to £50 per day up to max £250
P3	Golf Pack	Up to £500
P4	Gold Course Closure including Daily Limit	Up to £25 per day up to max £400
P5	Hole-in-One Cover	Up to £25

ACTIVITY EXTENSION - SECTION Q
Only applicable if additional premium has been paid

Section	Benefits of Cover	Maximum Sums Insured Per Person
Q1	Activity Equipment including Single Article/Pair/Set limit	Up to £500 Up to £250
Q2	Activity Equipment Hire including Daily Limit	Up to £50 per day up to max £250
Q3	Activity Pack	Up to £500

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